Managing debt and maintaining your lifestyle over the long term is challenging. Without a reasonable budgeting plan, it is difficult to effectively manage spending. This Cash Flow Analysis form will help you weigh your income vs. your expenses to determine your net cash flow.       Income: (In the spaces below, write down all your sources of income. Convert annual and quarterly figures to monthly numbers.) Salary $ Alimony, child support $ Dividends from investments $ Interest on savings accounts, CDs, etc. $ Social Security benefits $ Retirement plan/pension income $ Other income $ Expenses: (Write down the anticipated amounts of your expenditures. Convert annual and quarterly figures to monthly figures.) Mortgage payment or rent $ Groceries $ Utilities $ Entertainment, recreation, and dining $ Insurance $ Medical (not covered by insurance) $ Education $ Vacation $ Gifts $ Loan payments (auto, student, etc.) $ Auto (gas, maintenance, etc.) $ Credit card payment $ Clothing $ Dues and subscriptions $ Home improvement $ Charitable contributions $ Federal taxes $ State taxes $ FICA (Social Security) $ Other taxes $ Other expenses $

Securities and investment advisory services are offered through SagePoint Financial, Inc., member FINRA and SIPC and a registered investment advisor.  Headway Financial Group and JMC Financial Consultants, LLC are not affiliated with SagePoint Financial or registered as a broker-dealer or investment advisor.

 

NOTE: Before proceeding further, please be advised that this web site is operated by a registered representative associated with SagePoint Financial, Inc., a registered Broker/Dealer, Member FINRA/SIPC. The web site owner(s)is licensed to discuss with or offer investment & financial services & products only to residents of the states within which the owner(s) is licensed. Securities related services may not be provided to individuals residing in any other state. The information offered is for informative purposes only. None of this information is to be construed as an offer to buy or sell securities referred to within or otherwise. Neither the owner(s) of this web site nor SagePoint Financial, Inc. makes any guarantee as to the accuracy or completeness of this information