Savings Goals  
Setting a goal is a crucial step in meeting your savings objectives. Do you have specific savings goals, or are you merely hoping you’ll have enough when the need arises? This calculator is designed to help you determine how much you need to save each year to meet your savings goals.
     

What is the total value of your savings? (Add up your bank accounts, investments, and other liquid funds. Do not include pension plans and home equity.)

$

How much would you like to have in the future? (Try to match a specific savings goal with a dollar figure. This will provide greater meaning and motivation.)

$

How many years do you have to save? (Write down the time frame for your goal.)

What after-tax return do you expect on your investments (0 percent to 10 percent)? (Estimate the return on investments based on the time frame and the investment vehicles used for a particular savings goal. Remember to adjust for taxes.)

%
 
   
   
Headway Financial Group LLC
4400 S. Lindbergh Blvd. Suite 6 • St. Louis, MO • 63127
Phone: 314-843-2440 • Fax: 314-843-2404
• jack@headwayfinancial.com lori@headwayfinancial.com bmanson@sagepointadvisor.com

*Securities and investment advisory services are offered through SagePoint Financial, Inc., member FINRA and SIPC and a registered investment advisor. All other services, including certain insurance products and divorce planning, are offered through Headway Financial Group, LLC and JMC Consultants, LLC, which are not affiliated with SagePoint Financial or registered as a broker-dealer or investment advisor. This communication is strictly intended for individuals residing in the states of AZ, CA, FL, IL, KY, MO. No offers may be made or accepted from any resident outside the specific state(s) referenced. 
IMPORTANT CONSUMER INFORMATIONA Broker/dealer, investment adviser, BD agent, or IA rep may only transact business in a state if first registered, or is excluded or exempt from state broker/dealer, investment adviser, BD agent, or IA registration requirements as appropriate. Follow-up, individualized responses to persons in a state by such a firm or individual that involve either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made without first complying with appropriate registration requirements, or an applicable exemption or exclusion. For information concerning the licensing status or disciplinary history of a broker/dealer, investment, adviser, BD agent, or IA rep, a consumer should contact his or her state securities law administrator.