Jack M. Carstens CDFA, RFC

Managing Partner

Phone: 314-843-2440 Ext 2
Fax: 314-843-2404
Mobile Phone:Cell 314-276-5766
E-mail: jack@headwayfinancial.com

Jack is a Wealth Management Advisor that brings 29 years of business experience to his clients.  Since 1999, he has worked exclusively in the financial industry and believes individuals need to look at and understand their entire financial picture. 

Jack works with a team of professionals to help all aspects of ones financial life.  This "team" approach helps simplify clients lives in the aspect of: Estate Planning, Financial Planning*, Insurance, Tax Planning and Money Management.

Jack has earned the designation of Certified Divorce Financial Analyst (CDFA) and is considered a divorce financial specialist, working with couples to help find an equitable solution to their asset division.  For many people, divorce will be the largest financial transaction in their lives.  Jack works with both family law attorneys and individuals to help them get through this emotional time. He is a member of the Collaborative Family Law Association of St. Louis.  His CDFA work is done through JMC Financial Consultants. 

Jack received his Bachelor of Science degree from Purdue University, where he studied both finance and marketing.

• He has also earned the Registered Financial Consultant (RFC) designation and holds securities registrations for the series 7, 63, and 66, as well as insurance licenses for life, health, long term care and annuity products. 

• He has extensive business experience in sales management, marketing and finance. 

• Jack lives with his wife Barb, their daughter Kaitlyn, and dog Bella in Waterloo, Illinois.

• He enjoys golf, watching his daughter play sports, sailing, cooking, reading a good mystery, traveling, enjoying a glass of wine and staying active in community organizations.

*Securities and investment advisory services offered through SagePoint Financial, Inc.