Cost of Retirement  
Estimating how much income you will need in retirement — and determining whether your current program of savings and investments can provide that income — is a good start to developing a retirement plan. This calculator is designed to help you estimate how much income you may need in retirement and the savings necessary to produce that income.
     

1. What is your current age?

2. What is your household's current annual income?

$

3. How much do you currently have set aside for retirement?

$

4. What percentage annual raises do you expect?

%

5. At what age do you expect to retire?

6. How many years do you expect to spend retired?

7. What percentage of your pre-retirement income do you expect to need during retirement?

%

8. What after-tax return do you expect on your investments between now and retirement (0 to 10 percent)?

%

9. What after-tax return do you expect on your investments during retirement (0 to 10 percent)?

%
 
   
   
Headway Financial Group LLC
4400 S. Lindbergh Blvd. Suite 6 • St. Louis, MO • 63127
Phone: 314-843-2440 • Fax: 314-843-2404
• jack@headwayfinancial.com lori@headwayfinancial.com bmanson@sagepointadvisor.com

*Securities and investment advisory services are offered through SagePoint Financial, Inc., member FINRA and SIPC and a registered investment advisor. All other services, including certain insurance products and divorce planning, are offered through Headway Financial Group, LLC and JMC Consultants, LLC, which are not affiliated with SagePoint Financial or registered as a broker-dealer or investment advisor. This communication is strictly intended for individuals residing in the states of AZ, CA, FL, IL, KY, MO. No offers may be made or accepted from any resident outside the specific state(s) referenced. 
IMPORTANT CONSUMER INFORMATIONA Broker/dealer, investment adviser, BD agent, or IA rep may only transact business in a state if first registered, or is excluded or exempt from state broker/dealer, investment adviser, BD agent, or IA registration requirements as appropriate. Follow-up, individualized responses to persons in a state by such a firm or individual that involve either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made without first complying with appropriate registration requirements, or an applicable exemption or exclusion. For information concerning the licensing status or disciplinary history of a broker/dealer, investment, adviser, BD agent, or IA rep, a consumer should contact his or her state securities law administrator.